Components and Limitations of Homeowners’ Insurance
This article examines the most common aspects of Florida homeowners' insurance policies - where they fall short, and how you can get extra coverage to fully protect your home.
Pet Ownership and Insurance Liability
Pet ownership, especially as it pertains to certain dog breeds, may have an impact your insurance rates or coverage availability.
Insurance Concerns for Snowbirds
Florida's climate makes it a haven for snowbirds seeking a warm escape during colder months. However, this unique lifestyle brings unique considerations – namely, how does your absence from the state affect your insurance policies? Considering you are away from your home for so much [...]
Home Maintenance for Insurance Purposes
You've invested time and resources into your home; it's only logical to protect that investment through diligent home maintenance. Relying on your insurance to take care of any issues that arise is a recipe for delays, premium increases, and financial uncertainty. Proactive home maintenance should [...]
Sarasota Roofs are Under Attack
In the vibrant city of Sarasota, our roofs serve as a critical shield against the unique weather conditions we encounter. They bear the brunt of intense heat and UV radiation, withstand heavy rains, and resist high winds - even more so during hurricane season. In [...]
Roof Maintenance for Hurricane Season
So far in the 2023 Atlantic hurricane season, four tropical storms have formed, but none have made landfall or caused damage to Florida houses. While not a guarantee that a hurricane will cause damage to Florida properties this year, there is always the possibility, and [...]
More About Home Insurance – Exclusions
In a recent entry, we talked about some of the basics of every Florida homeowners' insurance policy and how to determine which level of coverage best suits your needs based on coverages and exclusions. Today, we will continue this discussion and find out which disasters [...]
Let’s Review: Homeowners Insurance
As one of the Sarasota area's most trusted insurance brokerages, we take educating the public very seriously. that is why every once in a while, the Anderson and Associates Insurance Group likes to go back to the basics. In the following series, we will look [...]
Home Replacement Cost vs. Market Value
Most homeowners have insurance on their houses to cover their most valuable possession, but they may not be able to recoup all of their losses in the event of a disaster. Looking at nearby properties for sale or offers from interested parties, you might think [...]
Florida Home Insurance Policy Information
Homeowner's insurance is often discussed on this blog and elsewhere on the internet. Every homeowner must have a home insurance policy before receiving a mortgage loan from any reputable lender. Even still, a home insurance policy is crucial for knowing that your sizable investment into [...]