In 2009, State Farm Florida Insurance Company had ended its property insurance business in on the back of what it called an 'insolvency threat' (Florida is a high-risk state for property insurers because of its susceptibility to hurricanes). The company stated that its Floridian property [...]
Independent insurance agencies & Captive insurance agencies are different on so many levels. It is often difficult to decide whether you should buy a policy from a captive agency or an independent agent. This article will help to make that decision much easier.
Effective 10/01/2013 the NFIP will no longer allow renewals for certain Pre-FIRM (Flood Insurance Rate Map). This could potentially effect you if your home was built on or before Dec 31st 1974, and you are in a flood zone. The rule used to be that if [...]