Every year, kitchen fires account for the vast majority of house fires in the USA. Cooking is a necessary everyday activity for most, so it might be easy to slip into bad habits. Even with home insurance, stopping fires before they start is obviously the preferred [...]
Although wind insurance isn't mandated by the state of Florida, mortgage lenders providing funding for homes in the state do require windstorm coverage in order to secure a loan. Given the propensity for strong winds, hurricanes, and other severe storms, it makes sense that insurance [...]
One of the unique aspects of living in the Sarasota area is that our region is known as "the lightning capital of the world." While we know hurricane-force winds and drenching rains can damage homes, fewer of us think about a lightning strike wreaking havoc [...]
If you have purchased a home and obtained a mortgage, the lender required you to obtain a homeowners insurance policy. While lenders expect to protect their investment, homeowners typically hope that any necessary repairs and renovations are covered should there be a catastrophic occurrence. The [...]
When you pay your monthly home insurance premium, you may not spend a lot of time thinking about what you are actually covering with that payment. Home insurance covers quite a diverse amount of situations, but what are the most common claims? According to the Insurance [...]
Living in a region vulnerable to significant storms, homeowners may find it difficult to secure insurance. But if you file too many claims, do you have to worry about them canceling your policy as well? It doesn't seem like something we should have to worry [...]
There is one thing we can be sure of here in Manatee County, Florida - summer is likely to bring severe storms. Hurricane season began on June 1 and runs through November 30, but severe weather doesn't always follow a calendar. That being said, crazy [...]
The Fourth of July inspires many celebrations, from pool parties and barbecues to fireworks displays. If you host these events at your home, does your homeowner's insurance cover any injuries that may occur? Let's take a timely look at your risk during this summer holiday. [...]
When we think about home safety, we typically think of the "big things" - having a security system installed, for instance. And while making significant improvements to your home can definitely up your safety game, there are also quick and easy ways to make your [...]
Most people think of storm preparation as fixing the roof, trimming the tree branches, and obtaining a generator. Hurricane coverage, however, is more important to Florida homeowners.