Safety Proofing Your Home for Visitors
The holidays bring family, friends, and visitors into your home, but this increase in new faces can also increase the risk of accidents.
Protecting Your Family and Home Through Liability Coverage
Liability coverage provides protection against household accidents and injuries, but there are still ways that you can make your home safer and less likely to require liability protection in the first place.
Making Proactive Home Repairs
One significant advantage of proactively addressing needed home repairs is the potential for lower insurance premiums.
Components and Limitations of Homeowners’ Insurance
This article examines the most common aspects of Florida homeowners' insurance policies - where they fall short, and how you can get extra coverage to fully protect your home.
Pet Ownership and Insurance Liability
Pet ownership, especially as it pertains to certain dog breeds, may have an impact your insurance rates or coverage availability.
Insurance Concerns for Snowbirds
Florida's climate makes it a haven for snowbirds seeking a warm escape during colder months. However, this unique lifestyle brings unique considerations – namely, how does your absence from the state affect your insurance policies? Considering you are away from your home for so much [...]
Home Maintenance for Insurance Purposes
You've invested time and resources into your home; it's only logical to protect that investment through diligent home maintenance. Relying on your insurance to take care of any issues that arise is a recipe for delays, premium increases, and financial uncertainty. Proactive home maintenance should [...]
Sarasota Roofs are Under Attack
In the vibrant city of Sarasota, our roofs serve as a critical shield against the unique weather conditions we encounter. They bear the brunt of intense heat and UV radiation, withstand heavy rains, and resist high winds - even more so during hurricane season. In [...]
Roof Maintenance for Hurricane Season
So far in the 2023 Atlantic hurricane season, four tropical storms have formed, but none have made landfall or caused damage to Florida houses. While not a guarantee that a hurricane will cause damage to Florida properties this year, there is always the possibility, and [...]
More About Home Insurance – Exclusions
In a recent entry, we talked about some of the basics of every Florida homeowners' insurance policy and how to determine which level of coverage best suits your needs based on coverages and exclusions. Today, we will continue this discussion and find out which disasters [...]