Components and Limitations of Homeowners’ Insurance
This article examines the most common aspects of Florida homeowners' insurance policies - where they fall short, and how you can get extra coverage to fully protect your home.
More About Home Insurance – Exclusions
In a recent entry, we talked about some of the basics of every Florida homeowners' insurance policy and how to determine which level of coverage best suits your needs based on coverages and exclusions. Today, we will continue this discussion and find out which disasters [...]
Let’s Review: Homeowners Insurance
As one of the Sarasota area's most trusted insurance brokerages, we take educating the public very seriously. that is why every once in a while, the Anderson and Associates Insurance Group likes to go back to the basics. In the following series, we will look [...]
Preventing Home Fires
Every day, more than one thousand individual house fires occur in American homes, claiming on average 5 to 10 lives. House fires are also a devastating financial setback for a growing family, even if all members get out of the house unscathed. House fires can [...]
Florida Home Insurance Policy Information
Homeowner's insurance is often discussed on this blog and elsewhere on the internet. Every homeowner must have a home insurance policy before receiving a mortgage loan from any reputable lender. Even still, a home insurance policy is crucial for knowing that your sizable investment into [...]
Windows and Home Insurance
The weather in South Florida is starting to get cooler, but it is only a matter of a couple of months before it starts to warm up again. Therefore, now is a perfect time to prepare your house for the upcoming season. Open windows allow [...]
4-Point Inspections for Homeowners
4-point inspections are critical when purchasing an older home, usually when a home is older than 40 years old. These inspections allow insurance companies to gauge the house's overall upkeep, determining if there are any lingering issues to be considered when developing an insurance quote. [...]
Home Inventories for Your Insurance Policy
Hurricane season is ending in Florida, and there is a sense of relief for many who escaped unscathed once again. You might not want to think about future preparations at this point. However, if you do not currently have a home inventory, any future hurricanes [...]
Mold Issues for SW Florida Homeowners
Humid, muggy Florida weather is often uncomfortable and one of the leading contributors to mold growth within South Florida homes. Mold growth flourishes in high-humidity climates, so keeping your home dry and cool enough to inhibit mold growth should be a top priority for all [...]
Save on Home Insurance Premiums
Florida is known as the Sunshine State. But despite this moniker, Florida is routinely ranked in the top 5 states for yearly precipitation, thanks to our numerous storms and hurricanes. For this reason, homeowners insurance in Florida can be well above the national average. On [...]