Homeowner's insurance is often discussed on this blog and elsewhere on the internet. Every homeowner must have a home insurance policy before receiving a mortgage loan from any reputable lender. Even still, a home insurance policy is crucial for knowing that your sizable investment into [...]
The weather in South Florida is starting to get cooler, but it is only a matter of a couple of months before it starts to warm up again. Therefore, now is a perfect time to prepare your house for the upcoming season. Open windows allow [...]
4-point inspections are critical when purchasing an older home, usually when a home is older than 40 years old. These inspections allow insurance companies to gauge the house's overall upkeep, determining if there are any lingering issues to be considered when developing an insurance quote. [...]
Hurricane season is ending in Florida, and there is a sense of relief for many who escaped unscathed once again. You might not want to think about future preparations at this point. However, if you do not currently have a home inventory, any future hurricanes [...]
Humid, muggy Florida weather is often uncomfortable and one of the leading contributors to mold growth within South Florida homes. Mold growth flourishes in high-humidity climates, so keeping your home dry and cool enough to inhibit mold growth should be a top priority for all [...]
Florida is known as the Sunshine State. But despite this moniker, Florida is routinely ranked in the top 5 states for yearly precipitation, thanks to our numerous storms and hurricanes. For this reason, homeowners insurance in Florida can be well above the national average. On [...]
Every year, kitchen fires account for the vast majority of house fires in the USA. Cooking is a necessary everyday activity for most, so it might be easy to slip into bad habits. Even with home insurance, stopping fires before they start is obviously the preferred [...]
One of the unique aspects of living in the Sarasota area is that our region is known as "the lightning capital of the world." While we know hurricane-force winds and drenching rains can damage homes, fewer of us think about a lightning strike wreaking havoc [...]
While most Sarasota and Manatee residents have obtained a homeowner insurance policy, it is not uncommon for people to not fully understand the comprehensive terms and conditions included in it. There is significant confusion regarding what the policy covers, and what the policy does not [...]
Your homeowner's insurance policy is meant to protect your home, your property, and your belongings. It also limits your liability exposure. You would expect your coverage to include theft, vandalism, or storm damages - but your homeowner coverages also might include a few surprises. Let's [...]