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Shelli Ensminger

About Shelli Ensminger

I love my job, people have a sour opinion of sales (insurance in general), I like to change their mind about that. Wether it be saving them thousands of dollars each year or delivering the check when tragedy has struck. I am protecting people, and I feel good about it.

Is Usage Based Insurance a Viable Solution?

In the ever-changing landscape of auto insurance, a new, innovative approach is capturing the attention of drivers everywhere: usage-based car insurance (UBI). Unlike traditional policies that rely on fixed factors, UBI offers a personalized experience, tailoring premiums to individual driving habits. This data-driven method is [...]

2023-08-12T18:24:03+00:00By |Auto Insurance|

How Does a DUI Affect Insurance Rates?

Getting behind the wheel of a car after one too many drinks is a universally understood bad idea, but there are still millions - potentially over 125 million per year, according to the CDC - that forgo advice and drive while impaired. Drinking and driving [...]

2023-07-24T23:14:47+00:00By |Auto Insurance|

Be Vigilant about Car Maintenance

Cars are essential for daily life, and any setback that hinders you from freely driving can be a substantial financial burden. As always, the time to be vigilant about car maintenance should be beforehand, not when your car is sitting on the side of the [...]

2023-02-20T05:57:14+00:00By |Auto Insurance|

When is Insurance Reinstatement Necessary?

Almost every state requires car insurance before you are legally allowed to operate that vehicle on public roads. Florida law requires car insurance with a minimum level of coverage to cover costs associated with your accident. Driving your car while uninsured is never recommended, but [...]

2023-01-20T17:35:55+00:00By |Auto Insurance|

Condo Insurance FAQs for 2023

Florida routinely comes close to the top of the list for states with high percentages of condos, especially in coastal counties with more robust downtown areas. Just like when owning a traditional home, having condo insurance is of utmost importance. However, because of the joint [...]

2023-01-13T01:56:00+00:00By |Condo Insurance|

Do You Need Mobile Home Coverage?

Mobile homes are common in the Southern USA, and Florida ranks 2nd behind Texas for the total number of mobile homes as of 2022. With over fifty thousand mobile homes in the state, there are many residents who need insurance but are unaware of the [...]

2022-11-25T04:33:28+00:00By |Mobile Home Insurance|

Mold Issues for SW Florida Homeowners

Humid, muggy Florida weather is often uncomfortable and one of the leading contributors to mold growth within South Florida homes. Mold growth flourishes in high-humidity climates, so keeping your home dry and cool enough to inhibit mold growth should be a top priority for all [...]

2022-11-04T02:39:47+00:00By |Home Insurance|

Stay Safe When Night Boating

The incredible coastlines we have here in Florida are alluring to many, with some of the best fishing and boating spots in the world. But instead of heading out in the blazing heat, many have developed an interest in going boating at night. Night boating [...]

2022-09-30T23:27:16+00:00By |Boat Insurance|