Look for this Damage BEFORE a Hurricane
The goal of proactively looking for damage to your home is to limit the risk of a hurricane causing massive damage and leave you in a position where insurance is unwilling to help.
Protecting Your Family and Home Through Liability Coverage
Liability coverage provides protection against household accidents and injuries, but there are still ways that you can make your home safer and less likely to require liability protection in the first place.
Making Proactive Home Repairs
One significant advantage of proactively addressing needed home repairs is the potential for lower insurance premiums.
Components and Limitations of Homeowners’ Insurance
This article examines the most common aspects of Florida homeowners' insurance policies - where they fall short, and how you can get extra coverage to fully protect your home.
Let’s Review: Insurance Deductibles
Deductibles are found in all kinds of insurance and are one of the ways different plans can be priced differently.
Pet Ownership and Insurance Liability
Pet ownership, especially as it pertains to certain dog breeds, may have an impact your insurance rates or coverage availability.
Reviewing Your Insurance Policies
As we soon head into a new year, you likely have a laundry list of new resolutions and commitments. Despite often being overlooked, one of your yearly activities should be a review of your current insurance policies and plans. You never get the most bang [...]
How Your Credit Score Affects Car Insurance
Are you puzzled about why your car insurance rates are sky-high? The culprit might be hiding in your credit report. Yes, that three-digit number you usually associate with mortgages and credit cards can also influence how much you pay for car insurance - especially in [...]
Is Usage Based Insurance a Viable Solution?
In the ever-changing landscape of auto insurance, a new, innovative approach is capturing the attention of drivers everywhere: usage-based car insurance (UBI). Unlike traditional policies that rely on fixed factors, UBI offers a personalized experience, tailoring premiums to individual driving habits. This data-driven method is [...]
How Does a DUI Affect Insurance Rates?
Getting behind the wheel of a car after one too many drinks is a universally understood bad idea, but there are still millions - potentially over 125 million per year, according to the CDC - that forgo advice and drive while impaired. Drinking and driving [...]