Let’s Review: Insurance Deductibles
Deductibles are found in all kinds of insurance and are one of the ways different plans can be priced differently.
Pet Ownership and Insurance Liability
Pet ownership, especially as it pertains to certain dog breeds, may have an impact your insurance rates or coverage availability.
Reviewing Your Insurance Policies
As we soon head into a new year, you likely have a laundry list of new resolutions and commitments. Despite often being overlooked, one of your yearly activities should be a review of your current insurance policies and plans. You never get the most bang [...]
How Your Credit Score Affects Car Insurance
Are you puzzled about why your car insurance rates are sky-high? The culprit might be hiding in your credit report. Yes, that three-digit number you usually associate with mortgages and credit cards can also influence how much you pay for car insurance - especially in [...]
Is Usage Based Insurance a Viable Solution?
In the ever-changing landscape of auto insurance, a new, innovative approach is capturing the attention of drivers everywhere: usage-based car insurance (UBI). Unlike traditional policies that rely on fixed factors, UBI offers a personalized experience, tailoring premiums to individual driving habits. This data-driven method is [...]
How Does a DUI Affect Insurance Rates?
Getting behind the wheel of a car after one too many drinks is a universally understood bad idea, but there are still millions - potentially over 125 million per year, according to the CDC - that forgo advice and drive while impaired. Drinking and driving [...]
Insurance Home Security Tips
As it is likely your most valuable asset, taking care of your home is beneficial to your life in multiple ways. Home insurance is a great way to protect your investment and ensure continued success for you and your family, but it doesn't have to [...]
Be Vigilant about Car Maintenance
Cars are essential for daily life, and any setback that hinders you from freely driving can be a substantial financial burden. As always, the time to be vigilant about car maintenance should be beforehand, not when your car is sitting on the side of the [...]
When is Insurance Reinstatement Necessary?
Almost every state requires car insurance before you are legally allowed to operate that vehicle on public roads. Florida law requires car insurance with a minimum level of coverage to cover costs associated with your accident. Driving your car while uninsured is never recommended, but [...]
Condo Insurance FAQs for 2023
Florida routinely comes close to the top of the list for states with high percentages of condos, especially in coastal counties with more robust downtown areas. Just like when owning a traditional home, having condo insurance is of utmost importance. However, because of the joint [...]