People often wonder what the difference between a captive agent and an independent agent are. What are the benefits or limitations of them, and why should it matter to you? Shelli Ensminger of Anderson & Associates explains in this short video.
Clients will often ask if there is a best time of the year to purchase or shop their homeowners insurance. Shelli Ensminger of Anderson & Associates outlines the basics in this quick tip video.
Spring may be just around the corner. At least that’s the word from Staten Island Chuck. Just before 7:30 a.m., New York City’s official Groundhog Day prognosticator crawled out of his burrow and looked for his shadow, but to no avail. An early spring is [...]
Last week, FEMA started mailing Clear Communications letters out to policyholders with new business effective April 1, 2016 or later and renewal effective dates of October 1, 2016 or later. These letters are designed to inform the policyholder of their current flood risk and will [...]
When planning your cruise, you are probably not spending that much time thinking about what could wrong while you are on the ship. And that’s fine! You shouldn’t have to. But you should have a contingency plan in place just in case there is an [...]
If you’re moving into a dorm, you might think that you don’t need insurance. These dorms are usually kept and managed by the university, so many students assume that they are already insured—while this might not actually be the case. The truth is that the [...]
According to the state department of Highway Safety and Motor Vehicles, there were almost 50,000 crashes involving distracted driving in Florida, in 2016, which is more than five crashes every hour. When most people hear the term “distracted driving,” they think it is referring to [...]
Being in a car accident, even a relatively minor one, can be stressful and overwhelming, especially if you are unfamiliar with what you should or should not be doing. Whether you are dealing with medical procedures and bills related to this crash or whether you [...]
Take, for example, the following situation: You are in accident. You are perfectly fine, but your vehicle has been mangled and needs a major repair before you can take it back out on the road. You still need a car to get around, so you [...]
The average millennial probably does not think that he needs life insurance. Why do you need life insurance when you are nowhere near the end of your life?