Although wind insurance isn't mandated by the state of Florida, mortgage lenders providing funding for homes in the state do require windstorm coverage in order to secure a loan. Given the propensity for strong winds, hurricanes, and other severe storms, it makes sense that insurance [...]
Sarasota and Manatee counties are full of homes built many decades ago in beautiful locations. As new buyers purchase these homes and look to update them to today's standards, renovations and remodeling home projects are inevitable. But renovations and building projects often require obtaining building [...]
One of the unique aspects of living in the Sarasota area is that our region is known as "the lightning capital of the world." While we know hurricane-force winds and drenching rains can damage homes, fewer of us think about a lightning strike wreaking havoc [...]
More people moved to Florida in 2021 and 2022 than in many previous years combined, resulting in apartment complexes boasting full vacancy rates and many more cars on the road. If you are one of those who moved here recently, welcome to Florida! As one [...]
If you have purchased a home and obtained a mortgage, the lender required you to obtain a homeowners insurance policy. While lenders expect to protect their investment, homeowners typically hope that any necessary repairs and renovations are covered should there be a catastrophic occurrence. The [...]
Given our beautiful weather, Floridians have always enjoyed bike riding - and up until 2022, the addition of bicycle lanes in many areas further encouraged thousands of area residents to run errands on bikes instead of getting in their cars. But this year, gas prices [...]
Years ago, virtually everything we purchased or acquired was done through a personal relationship. Some of us remember calling a travel agent to plan our business trip or walking to the local farm to pick up some fresh vegetables. Our tax accountant, doctor, and insurance [...]
When you pay your monthly home insurance premium, you may not spend a lot of time thinking about what you are actually covering with that payment. Home insurance covers quite a diverse amount of situations, but what are the most common claims? According to the Insurance [...]
There is no denying that the statistics around teen drivers are sobering. Having a teenager in today's world is stressful enough, but a teenager with a new driver's license can be downright terrifying. There are many things to consider before putting a teenager behind the [...]
Living in a region vulnerable to significant storms, homeowners may find it difficult to secure insurance. But if you file too many claims, do you have to worry about them canceling your policy as well? It doesn't seem like something we should have to worry [...]