Florida is known as the Sunshine State. But despite this moniker, Florida is routinely ranked in the top 5 states for yearly precipitation, thanks to our numerous storms and hurricanes. For this reason, homeowners insurance in Florida can be well above the national average. On [...]
Car insurance is a monthly bill that most people would love to save money on in any way possible. Many factors determine your premium costs, such as the make and model of the car, location, previous driving record, and even your demographics. While it might [...]
The incredible coastlines we have here in Florida are alluring to many, with some of the best fishing and boating spots in the world. But instead of heading out in the blazing heat, many have developed an interest in going boating at night. Night boating [...]
Every year, kitchen fires account for the vast majority of house fires in the USA. Cooking is a necessary everyday activity for most, so it might be easy to slip into bad habits. Even with home insurance, stopping fires before they start is obviously the preferred [...]
Although wind insurance isn't mandated by the state of Florida, mortgage lenders providing funding for homes in the state do require windstorm coverage in order to secure a loan. Given the propensity for strong winds, hurricanes, and other severe storms, it makes sense that insurance [...]
Sarasota and Manatee counties are full of homes built many decades ago in beautiful locations. As new buyers purchase these homes and look to update them to today's standards, renovations and remodeling home projects are inevitable. But renovations and building projects often require obtaining building [...]
One of the unique aspects of living in the Sarasota area is that our region is known as "the lightning capital of the world." While we know hurricane-force winds and drenching rains can damage homes, fewer of us think about a lightning strike wreaking havoc [...]
More people moved to Florida in 2021 and 2022 than in many previous years combined, resulting in apartment complexes boasting full vacancy rates and many more cars on the road. If you are one of those who moved here recently, welcome to Florida! As one [...]
If you have purchased a home and obtained a mortgage, the lender required you to obtain a homeowners insurance policy. While lenders expect to protect their investment, homeowners typically hope that any necessary repairs and renovations are covered should there be a catastrophic occurrence. The [...]
Given our beautiful weather, Floridians have always enjoyed bike riding - and up until 2022, the addition of bicycle lanes in many areas further encouraged thousands of area residents to run errands on bikes instead of getting in their cars. But this year, gas prices [...]