4-point inspections are critical when purchasing an older home, usually when a home is older than 40 years old. These inspections allow insurance companies to gauge the house's overall upkeep, determining if there are any lingering issues to be considered when developing an insurance quote. [...]
Hurricane season is ending in Florida, and there is a sense of relief for many who escaped unscathed once again. You might not want to think about future preparations at this point. However, if you do not currently have a home inventory, any future hurricanes [...]
Humid, muggy Florida weather is often uncomfortable and one of the leading contributors to mold growth within South Florida homes. Mold growth flourishes in high-humidity climates, so keeping your home dry and cool enough to inhibit mold growth should be a top priority for all [...]
Insurance is just one way to provide a sense of security for yourself and your family. Knowing that any unexpected house, car, or medical bills will be covered allows you to develop a financial plan that works within your budget. However, life insurance policies are [...]
As with most things nowadays, car insurance premiums are rising at a steady rate. For most Americans, monthly car payments and insurance costs make up a substantial amount of overall spending. Knowing your expected insurance cost is essential to budgeting and planning your expenses if [...]
Florida is known as the Sunshine State. But despite this moniker, Florida is routinely ranked in the top 5 states for yearly precipitation, thanks to our numerous storms and hurricanes. For this reason, homeowners insurance in Florida can be well above the national average. On [...]
Car insurance is a monthly bill that most people would love to save money on in any way possible. Many factors determine your premium costs, such as the make and model of the car, location, previous driving record, and even your demographics. While it might [...]
The incredible coastlines we have here in Florida are alluring to many, with some of the best fishing and boating spots in the world. But instead of heading out in the blazing heat, many have developed an interest in going boating at night. Night boating [...]
Every year, kitchen fires account for the vast majority of house fires in the USA. Cooking is a necessary everyday activity for most, so it might be easy to slip into bad habits. Even with home insurance, stopping fires before they start is obviously the preferred [...]
Although wind insurance isn't mandated by the state of Florida, mortgage lenders providing funding for homes in the state do require windstorm coverage in order to secure a loan. Given the propensity for strong winds, hurricanes, and other severe storms, it makes sense that insurance [...]