If a tree falls on your house, your first instinct is probably to panic. Even if the damage is not actually that bad, you might still feel like there is nothing that you can do. Trees fall due to high winds, heavy rainfall or snowfall, or simply because they are old and diseased. What should you do if a tree falls on your house?
The first thing you should do is leave the property.
Even if the structure still looks stable, it’s unlikely that you will be safe if you stay in the house. If you suspect that the tree might have taken some wires down when it fell, start by calling the policy and then notify the power company. Your third step is to call your insurance company. Not only will they simply want to know that there has been damage to your home, they also will be able to recommend remediation services to help mitigate the damage while you wait for a quote from the contractor.
While you are waiting for all of the necessary services to arrive, take pictures of the damage.
Do this as quickly as you can so you have proof of the damage when it comes time to file a claim with your insurance company. This type of damage is almost always covered by your homeowner’s policy.
