Hi. My name is Andrea King and I am with Anderson and Associates. I want to talk to you today about when you decide to replace your windows in your home to upgrade them for wind protection or just insulation to save on your electrical bill. There’s a lot of misinformation in there, out there with these wind – or window companies especially. They tell you that it will save you on your home insurance. This is true. It will. But what they may not always let you know is that it has to be all openings. Your front door, your garage door, those little glass decorative windows that may be on the side of the house or in your bathroom, all of them have to be hurricane-rated, including the sky lights.
So any opening from the outside to the inside of your home has to be hurricane-rated. So you want to make sure that you’re taking all the precautions necessary to get that discount on your homeowner’s insurance and once you do, you get what’s called a wind mitigation and you send that to your insurance agent and then they apply that to your policy.
It is a significant discount. But keep in mind that when you’re spending $25,000, $30,000 on new windows, that it can’t be just the windows. It has to be all openings. If you have any questions, give us a call. I am Andrea King with Anderson and Associates.
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Anderson & Associates has been serving Manatee County residents with property insurance coverage since 1985. We offer homeowners (including mobile homes), car insurance, life, health, umbrella insurance policies. We’re a family-owned and operated insurance agency, and we treat you like family.
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Find Us: https://andersoninsgroup.com
Anderson & Associates Insurance Agency
810 8th Avenue West
Palmetto, Florida 34221
Phone: (941) 729-7355
