Florida Flood Insurance

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Florida Flood Insurance

Enjoying the freedom and mobility your vehicle provides is part and parcel of the American dream. Our job at Insurance agency palmetto fl is to help you protect that

Choosing just the right car insurance coverage that protects your financial assets as well as your vehicle can be a confusing experience for many people. With different Liability limits, Comprehensive, Collision, Personal Injury Protection, and Medical coverages to choose from, it’s easy for most consumers to make simple mistakes that could quickly become a drastic consequence towards their financial stability and well being.The true value of good auto insurance doesn’t become apparent until you really need it. Whether it’s a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on.

Frequently Asked Questions About Florida Flood Insurance

Q: Doesn’t my homeowners insurance policy cover flooding?
No. Flood damage is typically not covered by your homeowners insurance policy.

Q: What is covered by flood insurance?
Your flood policy is intended to cover physical damage to your building or personal property “directly” caused by a flood.

Q: I live in a low-risk flood zone. Do I really need flood insurance?
Most likely, yes. It’s a good idea to buy flood insurance even if you live in a moderate-to-low risk area. According to FEMA, about 25% of all flood insurance claims come from areas with low-to-moderate flood risk.

You may qualify for the Preferred Risk Policy, (a lower-cost flood insurance policy) that provides contents coverage beginning at $39 per year. Ask your agent for more information.

Q: Why do I need flood insurance, even though my community has never been flooded?
Flooding occurs in moderate-to-low risk areas as well as in high-risk areas, especially here in Florida. Poor drainage systems, rapid accumulation of rainfall, and even broken water mains can all result in a flood.

Structures located in high-risk flood areas have a significant chance (26%) of suffering flood damage during the term of a 30-year mortgage. A home mapped in a high-risk area is 2-1/2 times more likely to suffer damage from a flood than a fire in the lifetime of a typical mortgage! For these reasons, flood insurance is required by law for buildings in high-risk flood areas as a condition of receiving a mortgage from a federally regulated or insured lender.

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“I have been a client of Anderson Insurance for several years. I have always been given over the top prompt service. Shelli has helped me several times find lower cost and better coverage on my policies. I thank her and the entire Anderson Insurance group.”

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“Great Staff – Very helpful, knowledgable, and work extra hard to be competitive in todays market.. They go above and beyond to take care of their customers. They are active members of our community, supporting local schools and throwing fundraisers for cancer research. Definitely who you want on your side!”

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We’re Just a Phone Call Away

At Anderson Insurance Group we offer competitive flood insurance premiums and complete coverage for all your vehicles.

Anderson & Associates Insurance Group is an independent flood insurance agency, so it’s our job to represent you, the customer. We consistently work to provide the individual coverage you require. When it comes to protecting your home(s), don’t leave it up to chance. Being insured with the best certainly has its advantages.

Contact Anderson & Associates today, and our licensed flood insurance team will help you find the best flood insurance rates and coverages for you!

Experience The Difference

Anderson & Associates has been helping Manatee County & surrounding residents find great flood insuance rates and policies since 1985. Our dedicated team of agents work for you and your family, not the insurance companies.